List of Things (property,…

List of Things (property, assets) You May Keep When Filing Bankruptcy in New York State

Below are lists of what you are entitled to keep following a bankruptcy filing. If you have assets which are not exempt, either because they are worth too much or do not fit with one of the available exemptions listed below, you may still be able to… Read More
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Dispelling Common Bankrup…

Dispelling Common Bankruptcy Myths

The Truth About a Serious Issue Bankruptcy can be a great solution for people who qualify to relieve their burden of debt. However, many people buy into the several myths about bankruptcy that prevent them from seeking the help they need. In reality,… Read More
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What is the Bankruptcy Me…

What is the Bankruptcy Means Test?

Determining Which Type of Bankruptcy Is Best Those who are struggling with debt may look into bankruptcy as an option for achieving a level of financial relief. If you are considering Chapter 7 bankruptcy, some criteria need to be met in determining… Read More
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An overview of the 341 meeting

You finished the paperwork to file for Chapter 13 bankruptcy. The process was stressful, but you got through it. The worry and anxiety of filing for bankruptcy may decrease a notch. But the next step becomes a little more detailed. If you live within… Read More
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Want to know the difference between Chapter 7 and 13? Read on

Plenty of New York residents are struggling to meet their debt obligations. If you are one of them, you are likely looking at all of the relief options the may be open to you, which has brought you here. Few options may sound good, but which makes se… Read More
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The benefits the automatic stay offers overwhelmed consumers

When carrying a significant amount of debt, New York consumers may feel like there is no way out. The past-due notices are stressful, as are the phone calls, letters and threats from debt collectors. Depending on the situation, it may be possible for… Read More
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What happens to your credit score after bankruptcy?

Struggling each month to pay your bills can quickly take a toll. You may notice the pressure affecting many areas of your life, including your job, your relationships and your health. You know there are alternatives that could set you on a path to de… Read More
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Bankruptcy basics: Chapter 7 and chapter 13 explained

Entering the world of bankruptcy may feel overwhelming for anyone looking to relieve their burden of unmet financial obligations. However, simplifying the process begins by understanding the basic components that leads you toward the relief and freed… Read More
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Divorce and Bankruptcy

Sometimes, life kicks you while you are down. Often times, financial stress causes marital problems contributing to divorce. The financial woes which caused problems in the marriage often get worse during and after the divorce process. Unfortunately,… Read More
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